During the market rebound, crypto loan services have grown increasingly popular. A flexible, low-cost, secure, and reliable loan product can effectively improve users’ liquidity, optimize capital efficiency, and meet diverse investment needs. As a leading global crypto exchange, HTX has made its Crypto Loans service a flagship offering, widely praised for ultra-low interest rates and exclusive “Borrow & Earn” rewards.
Industry-Leading Interest Rates: Borrow 100,000 USDT for Less Than 10 USDT Per Day
When markets improve, rising demand for loans often drives up interest rates, especially for stablecoins, thereby increasing user costs. To address this pain point, HTX has recently adjusted the interest rates for its Crypto Loans services to further optimize its user experience. Currently, Crypto loans offer a flexible APY of just 3.37% for USDT, significantly below the industry average. At this rate, borrowing 100,000 USDT would cost users only about 9.2 USDT daily. Meanwhile, HTX provides a generous loan limit of up to 20 million USDT, allowing users to flexibly borrow and repay anytime. This flexibility meets a wide range of borrowing needs.
Apart from USDT, HTX offers an APY as low as 0.49% for BTC flexible loans and just 2.2% for ETH flexible loans, giving it a clear edge over other platforms.
“Borrow & Earn” #6 Is Now Live: Borrow USDT Flexible Loans to Share in a 5 Billion $HTX Prize Pool
As part of HTX’s ongoing efforts to reward its users, the “Borrow & Earn” event allows participants to earn rewards simply by borrowing. Since its launch, it has quickly become a flagship campaign, completing five successful phases. With the market gaining momentum, HTX officially launched the 6th phase of the “Borrow & Earn” event at 02:00 (UTC) on April 29, featuring a prize pool of 5 billion $HTX. This event not only further lowers users’ borrowing costs but also stimulates loan needs and improves liquidity in the market.
The 6th phase will run until 15:59 (UTC) on May 15, 2025. During the event, users who borrow USDT through HTX’s Crypto Loans Flexible product will earn a share of the 5 billion $HTX prize pool, proportional to the interest paid. The more interest spent, the larger the rewards.
HTX’s Crypto Loans and “Borrow & Earn” event epitomize its user-centric philosophy. The platform has remained closely attuned to market trends, gained deeper insights into user needs, and continuously enriched and upgraded its products and services. Seizing the opportunities presented by the crypto market’s recovery, HTX will continue to deliver high-quality, convenient, and diversified financial tools with innovation and professionalism, empowering global users to navigate change with confidence and tap into the limitless potential of the crypto world.
About HTX
Founded in 2013, HTX has evolved from a virtual asset exchange into a comprehensive ecosystem of blockchain businesses that span digital asset trading, financial derivatives, research, investments, incubation, and other businesses.
As a world-leading gateway to Web3, HTX harbors global capabilities that enable it to provide users with safe and reliable services. Adhering to the growth strategy of “Global Expansion, Thriving Ecosystem, Wealth Effect, Security & Compliance,” HTX is dedicated to providing quality services and values to virtual asset enthusiasts worldwide.
To learn more about HTX, please visit HTX Square or https://www.htx.com/?invite_code=9cqt3, and follow HTX on X, Telegram, and Discord. For further inquiries, please contact [email protected]
The post first appeared on HTX Square.